About Us

About Holt Truck Finance  

Our management team has over 75 years of combined experience providing financing for Semi Trucks, Trailers and Commercial Equipment to Owner Operators, Carriers, and Dealerships. We understand that the transportation industry is what keeps this country moving forward, so let us keep your business moving forward. Here’s what you need to know about us:

• We specialize in Older Model, Overhauled Equipment and Trailer Tarp Systems
• Short application process with credit decisions in under 24 hours
• We provide factoring services to help smooth out your cash flow
• We also finance tarp systems and cargo control to fit your budget and needs

Qualifications & Loan Information  

• Minimum credit score 650
• Minimum down payment 20%
• No early payoff fees
• 12 to 60 month terms
• Dealer and Private Party Transactions

• Credit score and equipment type will determine down payment and loan term
• Warranty on truck engine not mandatory but enhances the approval process
• Older model equipment financed if overhauled with proper documentation