Holt Truck Finance

The transportation industry is what keeps this country moving forward, so let us keep your business moving forward.

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Holt Truck Finance

Our management team has over 75 years of combined experience providing financing for Semi Trucks, Trailers.

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Holt Truck Finance has been providing financing for Semi Trucks, Trailers and Commercial Equipment to Owner Operators, Carriers, and Dealerships.

No Credit Check Financing 

Unlock financial opportunities with our No Credit Check Financing. Ideal for those seeking immediate funds without the hassle of traditional credit checks, this service ensures quick, hassle-free financing to keep your plans on track. *No Credit Check Financing requires a minimum down payment of 40%.

Factoring Services 

Accelerate your cash flow with our Factoring Services. We convert your invoices into immediate cash, enhancing your liquidity and enabling you to focus on growing your business without the wait. Under contract with your current factoring company? Give us a call and we can see if a buyout is a better option for your short term and long term needs.

Support for Start-Ups 

Just getting your start in the industry? Our tailored support for Start-Ups provides you with the necessary tools, resources, and financial backing to turn your vision into reality.

New Owner Operators 

Step into your own truck with our dedicated services for New Owner Operators. From financial planning to strategic advice, we’re here to support your journey from the start.

Multi-Unit & Fleet Purchases 

Expand your operations seamlessly with our financing options for Multi-Unit & Fleet Purchases. Enjoy competitive rates and flexible terms designed to fit your business scale and pace.

Business Lines of Credit 

Maintain continuous cash flow with our flexible Business Lines of Credit. Draw funds as needed and manage your business capital effectively, ensuring you’re ready for any opportunity or challenge.

Small Business Loans 

Fuel your business growth with our Small Business Loans. Offering a simple application process and quick approvals, we’re here to support your business needs with minimal hassle.

Farm & Construction Equipment Loans 

Invest in your growth with our Farm & Construction Equipment Loans. Whether upgrading machinery or expanding operations, our financing solutions are designed to keep you moving forward.

Luxury Asset Loans 

Leverage your high-value assets with our Luxury Asset Loans. Access the funds you need while retaining ownership of your luxury assets, offering a smart financing alternative.

Credit Repair 

Enhance your financial potential with our Credit Repair services. Our experts are dedicated to helping you improve your credit score, ensuring you’re positioned for success in your future financial endeavors.

Commercial Truck Insurance 

Protect your assets through our partnerships with Industry professionals, offering comprehensive Commercial Truck Insurance. Offering a range of coverage options, Dimensions Insurance Group can ensure your peace of mind, knowing your investments are well protected by professionals you can trust. Single Unit and Multi-Unit coverage applications can be downloaded here.

Welcome to Holt Truck Finance  

Holt Truck Finance offers finance options for Owner Operators, Individuals, Small businesses, Dealerships, Sales Reps, and Individual sales. For a detailed list of financial options offered, check out the “SERVICES” page.

  • We specialize in Older Model and Overhauled Equipment.
  • Short application process with credit decisions in under 24 hours
  • We provide factoring services to help smooth out your cash flow
  • We also finance tarp systems and cargo control to fit your budget and needs

We provide fast & affordable Transport Finance Services nationwide. Let us know how we can help, or what questions you might have for us.

Qualifications & Loan Information  

Holt Truck Finance specializes in offering a comprehensive range of financial solutions tailored to meet your unique needs. Our dedication to empowering businesses and individuals alike is reflected in our diverse array of services, designed to ensure financial flexibility and success. With that, the credit qualifications for each service have different underwriting requirements. The minimum credit score requirement is typically a 600 FICO and the typical down payment is 25%. These requirements can be more or less dependent on your financial strength and credit score. If you would like more tailored options, or to talk about your credit situation, you can contact us here.

Client Reviews

No Credit Check Financing

“In the competitive world of logistics, Holt Commercial Finance’s No Credit Check Financing helped my freight company stay on track during a critical expansion phase. Their financial solution was timely and well-tailored to my business and the transportation industry’s unique demands.”

Carlos D., Houston, TX, 08/2018

No Credit Check Financing

“Starting a courier service was a huge step, and Holt Commercial Finance’s No Credit Check Financing provided the necessary boost. Their understanding of the final mile transportation sector made the process smooth and effective, helping my business gain rapid momentum.”

Nina S., Atlanta, GA, 03/2019

No Credit Check Financing

“Operating a fleet of trucks isn’t easy, especially financially. Holt Commercial Finance’s No Credit Check Financing was a lifeline during a tough market phase, enabling us to upgrade our fleet and exceed our client’s delivery expectations.”

Raj P., Detroit, MI, 11/2017

No Credit Check Financing

“As an independent owner operator, securing financing can be a huge hurdle. Holt Commercial Finance’s No Credit Check Financing understood the intricacies of my business, offering the support I needed to expand my operations and add 3 trucks.”

Evan K., Portland, OR, 06/2018

No Credit Check Financing

“Launching a warehousing and distribution service was challenging. Holt Commercial Finance’s No Credit Check Financing provided the capital for our logistics and storage solutions departments to purchase new yard dogs, helping us cut down on transfer times and proving to be the cornerstone of my business’s success.”

Derek L., Charlotte, NC, 09/2020

No Credit Check Financing

“Expanding our intermodal transport services was seamless, thanks to Holt Commercial Finance’s No Credit Check Financing. Their expertise in the transportation industry and tailored financial solutions propelled our growth and operational efficiency.”

Alexander T., Denver, CO, 02/2019

Factoring Services

“Entering the freight brokerage market was made feasible with Holt Commercial Finance’s Factoring Services. Their financial support and understanding of the shipping industry’s dynamics were pivotal in establishing my firm’s market presence.”

Bradley W., Detroit, MI, 12/2018

No Credit Check Financing

“Managing a maritime logistics company requires substantial capital. Holt Commercial Finance’s No Credit Check Financing was a harbor in the storm, enabling us to scale our operations and enhance our shipping capabilities significantly.”

Isabella R., Miami, FL, 05/2017

Support for Start-Ups

“Starting an air cargo service demands hefty investment. Holt Commercial Finance’s No Credit Check Financing took our business off the ground, offering financial support tailored to the aviation transport sector’s unique requirements.”

Mason Z., Wichita, KS, 07/2020

Contact Us

At Holt Commercial Finance, our commitment is to your financial success. Whether starting a new venture, expanding your operations, or securing your assets, our team is here to support you every step of the way. Contact us today to discover how our services can be tailored to your unique needs and ambitions.